We have been trying really hard to look after our money more wisely. You penny-wise people would be so proud of us. Everyone else can learn from my mistakes.
- The money meetings we instituted a while ago were very useful in improving our communication around money. We don't have them as often any more, but that is because we no longer feel like money is a separate topic that is somehow hived off from the rest of our lives.
- We had a windfall that meant that we could be less stressed about money for a while, but my attitude to this windfall is completely different than it would have been two years ago. Instead of immediately planning how to spend it, we have saved a lot of it in various places, and are spending some of it on essential household maintenance.
- We have set up a regular payment into a tracker fund. I cannot believe it took me a whole year to do that but it did.
- We have also started tracking our net worth, and keeping an eye on how much pension we will get when we retire and the value of the children's savings for university. I don't think the actual figure is very important at this early stage (and if I did I would be freaking out, trust me), but I would like to see it going up rather than down. And up quickly, if possible.