My husband and I have been very fortunate throughout our lives together. We went to a good university, have had well-paid jobs and live in a nice house. But we have no savings, minimal investments, and virtually no pension... and 2 children. We are in our late thirties, and living paycheque to paycheque, which is shocking given how many opportunities we have had in the past to build up savings.
I have had the wake-up call this past few months that something has to change, and this blog is setting out to document our journey towards financial security.